Building Insurance

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Buildings insurance usually covers the cost of loss or damage to your property caused by:

• Natural hazards
• Theft or vandalism
• Broken or frozen pipes
• Fallen trees, lampposts, aerials or satellite dishes
• Subsidence
• Vehicle collisions

When buying a house buildings insurance should be taken out by you when you exchange contracts. If you sell a house the responsibility of looking after it is yours until the sale is completed so you should keep your insurance cover until then.